It seems that the feeling most people get when setting out to buy investment real estate is of disorientation; they feel lost, overwhelmed, and apprehensive about throwing their life savings into a large purchase that they have no real idea about (as to whether it is good or bad).
One of the most important aspects of building and structuring a large residential property portfolio is to start with the end in mind. That is, you must have an exact strategy or blue-print that is concise and all-encompassing before you start investing in property.
Many investors get into a lot of trouble because they simply never clearly articulated and mapped out a concise strategy to begin with. Or, they end up buying the wrong type of property, such as a serviced apartment in Queensland, studio apartment with living areas less than fifty square metres, or an apartment in a high-density development. Most commonly, they end up selling that property within five years, only realising a small profit and in most cases breaking even or a loss.
By undergoing a complementary consultation with a Konrad Bobilak Buyer’s Advocate you will gain a clear understanding of the importance of developing a personalised investment plan, based on your unique set of circumstances, and available resources.
During this consultation, you will also gain an understanding of the importance of creating a Master-Plan Blue-Print, before you do anything else. That is, your ability to clearly identify your outcome and ultimate goal for building a large residential investment property portfolio.
Book in a complementary 45-minute discovery call to see how aligning yourself with a Buyer’s Advocate can fast track your property investing goals.
The first thing that you’ll appreciate is that you will go through three distinctive stages while you are building your property portfolio;
These stages will vary from investor to investor, and will differ depending on investor’s personal Risk Profile, and time horizon for investing, as well as the amount of time, money or equity available.
The second key distinction that aspiring property investors learn that seasoned Investors with the right psychology tend to use an Optimised Loan Structure, which is one that allows the property investor to have maximum flexibility and control over every single property that they control or own, either via direct ownership or via a trust/company structure.
A further attribute of optimising one’s loans structure is making sure that each property is set up as a Stand-Alone facility, and only one loan is taken against one property, with no properties cross collateralised, all consisting of a variable true Line of Credit, with no mandatory repayments, and a self-capitalising component built in with the loan, preferably with separate lenders.
Furthermore, during your complementary consultation with a Konrad Bobilak Buyer’s Advocate you will learn why investors with the right Investor Psychology tend to maximise the use of other people’s money, or OPM. That is, they use the maximum Loan to Value Ratio, say 95%, and are comfortable paying Lenders Mortgage Insurance (LMI) as they know that the most important aspect of investing is in assessing the Return on Equity (ROE) not Return on Asset (ROA).
Finally, you will learn why most successful property investors do not own any assets in their own name. That is, they use trusts and Corporate Trustees to control assets rather than to own assets. They pay for advice, surrounding themselves with successful advisors, and are themselves financially literate. They focus all their efforts on accumulating Growth Assets, using Good Debts, or tax-deductible debts, while avoiding taking on Bad Debts or consumer credit, which has no tax advantages to secure assets that devalue over time.
Book in a complementary 45-minute discovery call to see how aligning yourself with a Buyer’s Advocate can fast track your property investing goals.
As Konrad Bobilak Buyer’s Advocate was founded by a property investor for property investors, we appreciate the importance of providing the very best performing residential property solutions to our clients, who are seeking properties that will deliver above market high capital growth potential, combined with high rental yields, over the medium to long term.
We are 100% independent and unbiased in our property advice, and we literally reject 96 per cent of properties in the marketplace, predominantly targeting properties in established, affluent, inner-ring, blue-chip suburbs around Melbourne City, specifically the Inner Eastern and Bayside areas. As the demographics of these areas are made up of predominantly high-income earners, historical data shows us that these areas have consistently outperformed all other areas in Melbourne.
Did you know that Melbourne is one of the best major capital cities to invest in in Australia?
In fact, since the REIA data series began in 1980, the numbers have been impressive: Melbourne prices also doubled four times over, up from $40,800 to $796,500, and now in 2025 to over $1.01 million.
Click here to view Melbourne top performing suburbs in ascending order over the last forty years!
Konrad Bobilak Buyer’s Advocate will conduct extensive due-diligence and market research to vet and shortlist only the very best investment-grade investment properties. Our research team will does a deep dive into both the macro and micro level of the suburbs and type of investment property that is most suited and aligned with your investment goals.
Our comprehensive research presents the suburbs’ historical long and medium-term capital growth, future stock being made available in the suburb, access to transport and amenities, school zones, population growth and future demand, as well as changes in zoning, demographics, DSR score, and Walk Score, just to name a few criteria.
We will then provide you with a comprehensive 12-page cash-flow analysis on the investment property itself, taking into consideration over 60 variables such as (but not limited to) depreciation of the property, type of investment loan and loan costs, rental yield, maintenance costs, property management costs, land tax and council rates, land lord’s insurance, building insurance or owners’ corporation fees.
It’s no wonder that Konrad Bobilak Buyer’s Advocate has become the preferred method of accessing premium investment properties by sophisticated property investors in Australia. In partnering with Konrad Bobilak Buyer’s Advocate, you are aligning yourself with a company that is at the forefront of its industry, tapping into decades of combined experiences across all aspects of sourcing, that shortlist the very best residential investment properties in Melbourne.
Book in a complementary 45-minute Discovery call to see how aligning yourself with a Buyer’s Advocate can fast track your property investing goals.
One of the most important and often overlooked parts of successfully securing your investment property is your ability to successfully negotiate the terms and conditions of purchasing and settling your investment property.
For the average person this task is daunting, especially when dealing directly with Real Estate agents and auctioneers. For property investors who are not directly involved in the real estate industry, this lack of appreciation of industry norms and transactional nuisance can act as a substantial obstacle or even deterrent, in their ability to invest. This is where partnering with Konrad Bobilak Buyer’s Advocate can really provide an advantage for property investors and buyers. Whether you are looking to purchase your investment property directly via a Real Estate Agent, Private Treaty or bidding at an Auction, Konrad Bobilak Buyer’s Advocate can do all the heavy lifting for you!
At Konrad Bobilak Buyer’s Advocate we have literally decades of first-hand experience in dealing with real estate agents and private vendors; as such, we can negotiate a better price for your investment property than you can. There is no doubt that hiring a professional master negotiator can potentially save you tens of thousands of dollars off the price of your desired investment property.
Whether its bidding at a high-energy action or negotiating with private vendors or developers in a boardroom, you can rest assured that you are in good hands with a Konrad Bobilak Buyer’s Advocate.
Book in a complementary 45-minute Discovery call to see how aligning yourself with a Buyer’s Advocate can fast track your property investing goals.
If there is a ‘secret’ to building wealth through property investing it would be to surround yourself with people who were a lot smarter and richer than you, and who have already achieved success in your desired area of investing.
Most aspiring property investors falsely believe that successful property investors, those in the top 2% of their field, have got there due to their ability to master every aspect of property investing. In most cases, this is simply not true. Behind every successful property investor or self-made millionaire there is a team of experts that has been that person’s catalyst for success. You see the most successful property investors are themselves not necessarily experts in every single field of property investing, rather they become generalists, relying on their Mastermind Team of Experts, from whom they will draw expertise and knowledge.
These include, but are not limited to the following:
The key distinction to appreciate here, is that your success as a property investor will, to a large extent (especially from the practical execution of your property strategy), be based upon the skill, experience and knowledge of your team.
At Konrad Bobilak Buyer’s Advocate, we have spent decades carefully cultivating long-term relationships with some of the very best real estate agencies, mortgage brokering companies and financial planners in the industry just to name a few. As they say, ‘your net worth will be determined by your network’.
Book in a complementary 45-minute Discovery call to see how aligning yourself with a Buyer’s Advocate can fast track your property investing goals.
Did you know that the latest figures from the Australian Taxation Office (ATO) show that 72.8 per cent of Australian property investors own just one investment property, 18% of Australian property investors own exactly two investment properties, and less than 1 per cent of property investors in Australia own six investment properties or more. So, only 1 per cent of the entire pool of property investors own more than six investment properties! It seems crazy, doesn’t it?
Choosing your first investment property can be a daunting task, typically, with much uncertainty. However, it is perhaps the most important step in your property investing endeavour, as you will learn tremendously from acquiring, settling and managing your first investment property, which cannot be learned from books and live events.
Perhaps the most important aspect of your investing journey is ‘to start’ investing; too often first-time investors become overwhelmed and overloaded with due-diligence and suffer paralysis from analysis. I’m sure that in the past you’ve had the experience of having attended a seminar, read a book, or listened to a podcast and felt all fired up with so many phenomenal ideas in your head…ready to change your life! But you soon found yourself overwhelmed to the point of being frozen - unable to put your new ideas to work, unsure of which direction to take.
The world’s most successful athletes attribute much of their success to having a great coach. Should you now tap into this ‘secret’ and start working with your own mentor to help you reach your real estate investing goals?
What if the only thing preventing you from finally achieving your income, financial independence, and life goals, was simply, NOT having a coach or mentor?
Building and structuring a multi-million-dollar property portfolio, that will eventually free you from work, is based on a specific process much like a recipe for baking a cake.
When you want to bake a cake, you locate that special recipe you want to prepare. Then it’s a simple matter of sourcing quality ingredients, adding them in the correct sequence, and following the rest of the directions until you arrive at the finished product.
The key is, to make sure that you get quality ingredients, in the correct order, or your cake will not be a success.
Building wealth through property is basically the same.
The key is to conduct research, find out how other successful property investors have built and structured their property portfolios, who and what they have sourced, how they have made their money work for them, and for you to do the same.
Once you have found the winning recipe or plan that has worked for other successful investors, then it becomes a simple matter of repeating the process until you have built and structured your investment property portfolio correctly.
To further fast-track the process, you can leverage off the experience of a coach or mentor. This is someone who has real life experience, who has personally accomplished what you are striving to accomplish; someone who can keep you on track and keep you accountable!
By combining the two - ‘a winning recipe’ for success, combined with ‘personal one-on-one mentoring’ - your learning curve and results will be accelerated beyond expectation!
Book in a complementary 45-minute discovery call to learn more about the benefits of engaging the services of a Konrad Bobilak Buyer’s Advocate, including one-on-one mentoring.